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Chawanni.advice@gmail.com (CA)

New Pension Scheme ( NPS ) - will I invest?    
June 27, 2009, 9:36 am | தலைப்புப் பக்கம்

This post is only applicable to private-sector employees since all govt. employees ( who joined in or after 2004 ) are compulsorily part of the NPS.Although this is old news, NPS is now open for all to invest in it. Being a private sector employee, I have done an analysis whether I will invest in it or not. Hopefully it would be useful to all the readers of my blog as well.My verdict is I will not invest in it right now. The reasons are explained below:1. Charges are high: As explained in...தொடர்ந்து படிக்கவும் »
பகுப்புகள்: நிதி

Why I will continue to invest in equity even at 8K?    
February 24, 2009, 10:51 am | தலைப்புப் பக்கம்

Warning: This post is more of personal rant, so that some time in future I can boast of "I-told-you-so". This post contains less of facts and more of personal opinion about the current economic ( and political! ) scenario. Take it all with a pinch of salt.The Sensex is below the 9K mark and everyday I keep hearing predictions of even lower levels for the Sensex from friends and stock analysts. The US Dow Jones Index is at an 12-year low. All hell has broken loose. The newspapers are...தொடர்ந்து படிக்கவும் »
பகுப்புகள்: வணிகம் நிதி

Why the Employees' Pension Scheme (EPS) is a scam?    
December 9, 2008, 4:06 pm | தலைப்புப் பக்கம்

Whatever I write below is applicable only to employees of Private sector in India ( including IT and BPO employees ), since Govt. companies have their own separate pension fund ( as far as I know ).Employees' Pension Scheme (EPS ) is operated by EPFO http://www.epfindia.com/ , the same organisation which handles your Provident Fund( PF ) as well.12% of your Basic salary goes to EPFO.An equivalent amount is contributed by your Employer as well i.e. in total 24% of your basic salary goes...தொடர்ந்து படிக்கவும் »
பகுப்புகள்: நிதி